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document Resources for Uninsured and Underinsured
This article briefly explains how uninsured people those without Medicare, Medicaid, or private health insurance may obtain help with hospital, prescription drug and other medical bills.  First is a brief explanation of New York's Hospital Financial Assistance or Charity Care law, with a...
document NYS Hospital Financial Assistance Law -- Hospitals Must Provide Charity Care Assistance Program
Overview  Charity care refers to free or low cost care provided by hospitals to uninsured or underinsured patients.  New York State has provided significant state funding to hospitals for charity care since 1983, but it wasn't until 2007 that hospitals were actually required to...
document Air Conditioners Available to Low Income People with Medical Needs - 2010 Cooling Assistance Program
NOTE:   The 2010 HEAP funded air conditioner installation component IN NYC is closed as of close of business Friday, July 23, 2010, as funds allocated for this component have been exhausted.  THE REST OF THIS ARTICLE IS NOW OBSOLETE FOR 2010.   Medicaid also may sometimes pay...
document Tool Kit for Community Health Centers: Helping Patients Access Health Care Coverage
The tool kit you will find at the link below was created by the Empire Justice Center with funding from the New York State Health Foundation.  The tool kit is designed to guide community health center staff in their efforts to help patients access public health insurance or other kind of help...
document How to Prevent and Fix Medical Debt
This handbook was designed for community advocates who assist New Yorkers with medical debt.  The handbook covers the following: common billing problems faced by uninsured and underinsured patients, how to get financial assistance with hospital bills, how to deal with collection agencies, and...
document National Health Reform -- Links to Information about the Affordable Care Act and Implementation in New York State
In March 2010, President Obama signed federal health reform into law. Health reform consists of two laws. The first and larger of the two is the Patient Protection and Affordable Care Act (PPACA) signed on March 23, 2010, and the second is the Health Care & Education Reconciliation Act, signed...
document NYS Bridge Plan Begins Taking Applications Aug. 20, 2010 for High-Risk Uninsured People with Pre-existing Conditions
The NY Bridge Plan began accepting applications on August 20, 2010, with coverage available beginning October 1, 2010.  The "Pre-Existing Condition Insurance Plan" (PCIP) is partially funded by the federal government and subject to federal regulations established under the Patient Protection...
document Healthy NY - Subsidized Health Insurance for Low-Income Workers
UPDATE! Bad News: As of January 1, 2012, Healthy NY enrollment is now limited to the High Deductible Health Plan (HDHP). New enrollees can no longer enroll in the standard plan. The HDHP has a deductible of $1,200 for an individual, $2,400 for a family. Good News: An optional prescription drug...
document COBRA - Keeping Employer Group Health Insurance After a Job Ends - Federal & New York State Protections
 Basic Information on COBRA under Federal & New York State Law Here are resources on rights to continue coverage after losing one's job, under the federal "COBRA" law. Hard Times and Health Insurance Publication Date: 03.03.2009 - United Hospital Fund Author: Peter Newell...


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